By Polly Guetta
It can be tempting to overspend at this time of year but research is clear that debt is related to poor mental and physical health. There are many ways to give generously without spending beyond your means and one way is to give personalized coupons as gifts. My kids make these for me often and I have to say that it feels great when they take the time to make something that is just for me.
You can download these simple coupons, fill them out with that special person in mind and tie them together with a ribbon. Or make your own with your own artwork or photos! Great gifts don’t have to cost an arm and a leg!
Click here to download the coupon template.